A calm budgeting app for irregular incomes
Client: Sable, a four-person fintech studio
Background
Sable built a budgeting app for salaried users, but half of new sign-ups are freelancers whose income arrives in unpredictable lumps. The current monthly budget screen tells them they are overspending on the exact weeks an invoice has not landed yet.
Objective
Redesign the core budgeting flow so someone with an irregular income can see what is safe to spend today, without doing the arithmetic themselves.
Audience
Freelancers and contractors aged 25 to 45, comfortable with mobile banking, low patience for spreadsheets.
Deliverables
- User flow for onboarding an irregular income
- Five key screens at mobile size, light and dark
- A reusable component set for amounts, dates and alerts
- A short rationale page explaining the safe-to-spend logic
How it will be judged
- A first-time user understands their safe-to-spend figure within ten seconds
- No screen requires manual budget maths
- Alerts inform rather than shame